CopBayer

Features CopBayer

Aiming for greater proximity and transparency, we developed this application so that our members can have access to all the benefits without leaving home, such as: simulation, contracting and monitoring of loans, agreement monitoring, registration updates, balance sheet, partners and news.Our lending guidelines:• minimum term of 61 days• maximum term of 60 months• Monthly interest rate: 1% to 1.8%• Maximum annual interest rate: 21.6%• CET p.a.
(Total Effective Cost per year) maximum applicable: 24.16%Practical example: loan of R$5,000.00 financed in 37 installments• Net value: R$4,852.18• Number of installments: 37• IOF: R$147.82• Estimated monthly payroll deduction: R$182.41• Estimated amount financed: R$5,000.00• Total value of the loan to be paid by the partner at the end of the contract: R$6,749.17• Interest rate: 1.8%• CET a.m.
(Total Effective Cost per month): 1.82%• CET p.a.
(Total Effective Cost per year): 24.16%IMPORTANT NOTE: the values ​​reported are subject to variations, depending on the grant date in relation to the date of the first payment.